Retirement can be a period full of fun or despondency depending on your worldview and how comfortable you are around your money and other resources. It ought to be fun simply because you finally enjoy the freedom of doing only what you want to do and you love doing just that. Here we go through some of the special moments when you feel that your perspective has undergone a sea change as you transitioned from the fast and furious days of employment to the quiet simplicity of retirement years. You will be entering an era full of fresh opportunities.
Spending some moments deep in exercise
When we were engaged in work or whatever pastime it was that created an income for us to survive, we may never have bothered about exercise seeing it more as a time waster. But once the pressure of time and deadlines become distant memories, exercise starts offering much more in terms of simple relaxation and pure fun. It also becomes the shortest route to cutting costs which is a significant gain because the majority of Americans are having a tough time scaling the walls of increasing healthcare costs.
Once time is all yours and there are no targets messing up your sleep, the ordinary exercise routine transforms itself into something pristine and enjoyable, and in the process you could be doing your neighbor a wonderful turn like sweeping the snow off his driveway. If you are in the countryside there’s nothing to substitute an early morning hike that will be pleasurable for the pics you can take of Mother Nature in all her glory. More exercise means fewer healthcare bills; there couldn’t be a better incentive to exercise – it’s cheaper on your wallet and more fun.
Radically transforming your diet
With all the time at your disposal you can radically transform the way you eat and enjoy food. Why breakfast and why not skip lunch when you can treat yourself to the lavishness of an exciting “brunch”? You have the opportunity to raise the bar on organic home cooked food. Finally, you can experiment with an assortment of organic foods, condiments and spices and try new recipes that tantalize the taste buds. You also get the time to indulge in the after meal constitutional that keeps the liver ticking. Since there is no rush or early morning commute you will be chewing the food more thoughtfully.
If one is careful in adhering to fundamental health parameters it may become possible to shed dependence on drugs that have become a lifetime habit. The improved dietary pattern leads to a healthier lifestyle that significantly alters your need to frequently access cash for health emergencies. Your savings stay in the bank and you won’t be touching your emergency fund for a long time.
Handling the “trauma” of retirement
It has been revealed in studies that the probability of heart attacks and strokes was more in the initial years of retirement and the risks reduced substantially as the years progressed. Contrary to what people generally imagine, life after retirement can become stressful. Retirement by itself is pretty much on the top of the list of most stressful events marring life. It is really not all that difficult to understand why. Retirement switches off one pattern of lifestyle replacing it with another that is diametrically the opposite, and probably nobody will have a clue how they are to deal with the new realities. There is no finishing school to educate you on your retirement transformation.
Consider the following facts:
- Your coworkers, till recently your closest companions, disappear all of a sudden.
- The normal (or abnormally busy) daily routine is abruptly ended thereby shattering a whole retinue of habits and customs and practices that subsumed those working hours.
- You will find the domestic budget being dominated by utilities, rent and taxes, with a slew of expenses literally swan off in the bargain.
- Your social circle with preponderance of official contacts virtually grinds to a halt as equations change overnight between you (the retiree) and them.
- It will take you some time to adjust and acclimatize to a new setting and a new neighborhood if you have changed homes.
- Then there is the stress of having to face your spouse 24/7 and that either bonds or breaks the relationship unless both have adjusted to their own needs and have created their own spaces.
Unfortunately not many make the transition with the smoothness that characterizes advanced financial planning and skillful execution, and many people join the statistics of the heartbroken and the seriously sick, unable to cope with change that came suddenly and devastatingly.
The sheer unpredictability of events
No matter how carefully we protect our health or how meticulously we plan our finances in each stage after retirement, when judgment day dawns, a sea change occurs in our physiology and mentality. We become more prone to the vagaries of ill health and a host of other issues that characterize old age, whether we like it or not, whether we sugarcoat it or chose to ignore developments. Much depends how we adapt to the inevitable and how successfully we gather our resources (financial planning) and overcome setbacks.
The last word….
We have been talking of the changing perspectives that influence how we tackle health and finances in old age, post retirement. The good news is that the more exercise you engage in, the more careful you become in your dietary choices and the more you stimulate your mind with positive energy-boosting ventures and activities, the better will be your chances of tackling health and financial issues that repeatedly change as age creeps up on you. TNL Car Title Loans 2629 Gage Ave #43E, Huntington Park, CA, 90255 (323)629-4902